Need an appraisal in Glendora or Camden County?

Here are the top reasons NJ homeowners order from James Clark:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Camden county's assessment of your propertyvalue
  3. Remove PMI to reduce their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a NJ divorce, when property needs to be divided
  7. To settle an estate in NJ by determining the true market value of real estate in question

Do you own a house in or near Glendora? Do you need help determining the price of your real estate?
Contact James Clark.

At James Clark, we understand the particular needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At James Clark, we're qualified in helping customers just like you dismiss unnecessary PMI insurance.

Challenge property tax assessments

If you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal from James Clark is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from James Clark can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for verity? An appraiser from James Clark can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.